Our Mission
To empower our clients with expert financial guidance and innovative solutions, ensuring their success and security in the dynamic world of gold finance.
- hr@abfinancegroup.in
- Attakulangara | Pattom | Varkala | Vellayambalam
- Mon - Sat 9:30 - 5:30, Sunday - CLOSED
Transparency of Transactions
We offer a clear, concise, and balanced view of all transactions that takes place.
Customer Centric
We are here always make it a point to invest in our customer's happiness.
Timely Service
We provide timely service to our customers creating the best customer experience possible.
ABOUT US
Your Trusted Financial Partners in Gold Loan
AB Finance has navigated numerous challenges in the gold loan market, from securing funds to maintaining low interest rates for customers. Profit was never the primary goal; rather, the firm was established to support individuals facing critical financial needs.
Our Vision
To be the leading provider of gold finance services, recognized for our commitment to excellence, integrity, and customer satisfaction.
Business Success
What we do
02
GOLD Loan
With competitive interest rates, flexible repayment options, and a seamless application process.
03
Gold Insurance
Your gold is stored in tamper-proof lockers and fully insured against any loss or damage.
04
Foreign Exchange
Our foreign exchange services encompass exchanging various currencies, money transfers.
05
Outward-Remittance
We offers outward remittance services, enabling customers to securely transfer funds.
Let’s Work Together
Why Choose Us?
AB Finance recognizes the critical role of technology in the modern financial landscape, particularly in gold and finance markets, where digital advancements are reshaping customer expectations and industry standards. As traditional banking methods become obsolete, adapting to new technologies is essential for competitiveness.
Our expert team at AB Finance comprises highly skilled professionals with years of experience in the gold loan industry. Committed to delivering exceptional service, they ensure quick processing, transparent valuation, and personalized solutions to meet your financial needs.
Discover MoreAt AB Finance, we believe that every customer is unique, and so are their financial needs. Our personalized approach ensures that we offer tailor-made gold loan solutions, taking into account your specific requirements, repayment capacity, and goals.
Discover MoreWith a commitment to trust, transparency, and efficiency, we ensure your gold loan experience is seamless and secure. From quick approvals to flexible repayment options, we prioritize your financial needs while safeguarding your gold with utmost care.
Discover Moreour customers are at the heart of everything we do. We strive to provide seamless gold loan services tailored to meet individual needs, ensuring transparency, quick approvals, and personalized support.
Discover More
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Customer Satisfaction
How It Works
Unlock the potential of your gold assets with our hassle-free gold loan services.
01
Initial Consultation
The gold loan process begins with a simple consultation. Borrowers meet with loan officers to discuss their financial needs and understand the terms and conditions of the loan. During this session, the gold valuation is conducted to determine the loan amount. Experts explain the interest rates, repayment schedules, and any additional benefits, ensuring transparency and clarity for the borrower.
02
Less Documentation
Gold loans are designed to be quick and hassle-free, requiring minimal paperwork. Borrowers only need to provide basic identification documents like Aadhar along with proof of address. This streamlined documentation process allows for quick approval and eliminates the need for lengthy formalities, making gold loans an ideal solution for urgent financial needs.
03
Takeover & Money Disbursement
Once the loan is approved, the pledged gold is securely taken over by the lender for safekeeping. The loan amount is disbursed almost immediately, either as cash, bank transfer, or cheque, depending on the borrower's preference. This swift disbursement process ensures that borrowers can address their financial needs without delay.
04
Gold in Locker
The pledged gold is stored securely in high-security lockers provided by the lender. These lockers are monitored 24/7 with advanced security systems, ensuring the safety of the borrower's assets. Borrowers can rest assured that their gold is fully insured and will be returned in its original condition once the loan is repaid. This added security gives peace of mind while borrowers focus on meeting their financial goals.
24/7 Availability - Round-the-clock support for all your financial needs, anytime. Consult Now
"I had an urgent financial requirement, and AB Finance's gold loan service was a lifesaver. The process was quick, hassle-free, and transparent. I got the best value for my gold with minimal documentation. Highly recommend their service!".
Devahem A S / Trivandrum
"AB Finance made pledging my gold for a loan a smooth experience. Their staff was professional, and I received my loan amount within minutes. The interest rates were reasonable, and I appreciate their secure storage for my gold."
Shiras A / Trivandrum
FAQ’S
Frequently Asked Questions
Trust us to safeguard your assets while providing you with the financial support you require. Discover the freedom of leveraging your gold holdings with ABFinance.
Consult NowDuring the initial consultation, the loan officer will assess your financial needs, explain the loan terms, and evaluate the gold you wish to pledge. This session helps you understand the loan amount you qualify for and the repayment options.
You need a valid government-issued ID (e.g., Aadhar, PAN, or voter ID) as proof of address. No income proof is required.
Yes, gold loans typically don’t require a credit score check, as the loan is secured by the pledged gold.
Yes, your gold is stored securely in high-security lockers and is insured against theft or damage.
In case of non-repayment, the lender may auction the pledged gold to recover the loan amount. However, this process is communicated clearly, and sufficient time is given to the borrower before any action is taken.
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Company of the Year 2024
AB Finance has Awarded as the "Promising Gold Loans as New Age Customer-Centric Financial Solution"
- INDIA FINANCE OUTLOOK
Certified as ISO 9001 : 2015
AB Finance has been independently assessed by SMRC and founf to comply with the requirements
- SMRC
Member in BNI
AB Finance has become the member in BNI and made extraordinary B2B Business in India.
- BNI